Core Insights - Central China Bank (中原银行) reported a net interest income of RMB 21.543 billion for the year ending December 31, 2024, a decrease of 3.2% year-on-year [1] - The bank's total assets reached RMB 1,365.197 billion, an increase of RMB 18.751 billion or 1.4% from the previous year [2] - The net profit attributable to shareholders was RMB 3.446 billion, reflecting a year-on-year increase of 7% [1] Financial Performance - Operating income for the bank was RMB 25.955 billion, down 0.9% compared to the previous year [1] - Total loans (excluding accrued interest) amounted to RMB 714.455 billion, an increase of RMB 6.993 billion or 1.0% year-on-year [2] - Deposit balance (excluding accrued interest) reached RMB 889.434 billion, up RMB 51.913 billion or 6.2% from the previous year [2] Risk and Capital Metrics - The non-performing loan ratio stood at 2.02%, a decrease of 0.02 percentage points from the end of the previous year [2] - The provision coverage ratio improved to 155.03%, an increase of 0.97 percentage points year-on-year [2] - Core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio were 8.46%, 10.93%, and 13.02% respectively, showing increases of 0.36, 0.49, and 1.38 percentage points from the previous year [2]
中原银行(01216)发布年度业绩，归母净利润34.46亿元 同比增加7%