中国平安副总经理付欣： 今年权益市场前景向好 将适度加大配置力度

Group 1: Investment Strategy and Market Outlook - The company is responding positively to government policies promoting long-term capital market investments, with plans to increase equity allocations in 2025 due to favorable market prospects [1][2] - The company aims for stable and sustainable investment returns, balancing strategic consistency with tactical flexibility, and focusing on both value and growth in investment targets [1][3] - The company believes that the push for long-term capital market investments will enhance market structure and stability, supporting high-quality economic development [2][4] Group 2: Equity Investment and Asset Allocation - Insurance funds are increasingly active in equity investments, particularly in high-dividend bank stocks, which are seen as stable and low-volatility assets [3][4] - The company plans to increase its equity asset allocation while balancing investments in new productive sectors and high-dividend value stocks [4] - The company is also looking to expand its overseas asset allocation, taking advantage of potential returns in foreign markets [4] Group 3: AI Integration and Technological Advancements - The company has invested significantly in AI applications, particularly in financial insurance and healthcare sectors, following the release of large language models like ChatGPT [6][7] - AI is expected to enhance operational efficiency and investment intelligence, with applications in optimizing asset allocation and predicting market trends [7] - The company has reported substantial AI service usage, with projections of 1.84 billion AI interactions in 2024, covering 80% of customer service volume [6]