保险业如何防灾减损？（财经科普）

Group 1 - The insurance industry is increasingly focusing on disaster risk reduction and management due to the rise of extreme weather events [2] - Insurance companies are utilizing technology, such as drones and proprietary platforms, to enhance their disaster risk services and provide timely warnings to clients [1][2] - The development of a comprehensive disaster risk reduction service model is being implemented, covering the entire lifecycle from risk identification to post-disaster analysis [2] Group 2 - In 2024, the insurance sector, particularly PICC, assisted in the emergency harvesting of 560,000 acres of crops and the relocation of 15,000 livestock to mitigate disaster losses [1] - The "Giant Disaster Safety" platform developed by PICC offers risk maps and analysis for various natural disasters, supporting tailored services for different regions [2] - Recent regulatory changes have expanded the scope of catastrophe insurance to include additional natural disasters, enhancing the coverage for urban and rural residential properties [2]