升级打造购房“1+3”一站式专项金融服务，江苏银行消费提振行动再出实招

Group 1 - The Nanjing municipal government held a press conference to explain seven policies aimed at promoting the stable and healthy development of the real estate market [1] - Jiangsu Bank has upgraded its "1+3" one-stop special financial service for home purchases, focusing on post-purchase home decoration and related consumer needs [1] - The bank's new service includes credit consumption loans, subsidy application services, and old-for-new activities, creating a full-process closed loop for home buying, decoration, and home appliances [1] Group 2 - Jiangsu Bank launched the "Qingyidai" housing loan product targeting young groups, offering low down payments, low interest rates, low monthly payments, and flexible repayment terms [2] - The "Qingyidai" product allows customers to negotiate the principal repayment amount for the first five years, significantly reducing initial repayment pressure [2] - The bank also introduced a consumption loan product for home decoration, utilizing a digital decision-making model to provide personalized pricing for customers [2] Group 3 - Jiangsu Bank's home decoration and household goods old-for-new promotion has seen significant participation from residents, offering discounts for purchases over 5000 yuan through the bank's credit card [3] - The bank plans to continue its consumer stimulation initiatives in line with national policies, enhancing financial product innovation and service quality [3] - The focus will be on providing personalized credit service solutions to boost effective demand and support high-quality economic development [3]