
Core Viewpoint - China Merchants Bank Co., Ltd. has applied for a patent related to a method and system for fund management, which aims to enhance efficiency and reduce financial risks in corporate fund management [1]. Group 1: Patent Application - The patent titled "Method, Device, Equipment, Storage Medium, and Computer Program Product for Fund Management" was published with the number CN 119741007 A and was applied for on November 2024 [1]. - The method involves determining the parent-subsidiary account relationships within a target enterprise and generating virtual accounts based on these relationships [1]. - The virtual accounts are integrated into a cash pool, establishing allocation relationships for fund transfers, which improves fund management efficiency compared to existing technologies [1]. Group 2: Company Overview - China Merchants Bank, established in 1987 and located in Shenzhen, primarily engages in monetary financial services [2]. - The company has a registered capital of approximately 25.22 billion RMB and a paid-in capital of about 296.29 million RMB [2]. - The bank has made investments in 15 enterprises, participated in 5,000 bidding projects, and holds 1,328 trademark records and 1,739 patent records [2].