北京金融监管局：结合房产价值高、楼龄长等特点，推广并优化普惠家财险

Group 1 - The core viewpoint of the news is the release of the "Beijing Financial Regulatory Bureau's Work Plan" aimed at enhancing regulation, preventing risks, promoting reforms, and fostering high-quality development in the property insurance industry [1] - The work plan outlines 20 specific measures across five key areas: comprehensive regulation, risk prevention, reform and opening up, service to the capital's economic and social development, and creating a favorable development environment [1] Group 2 - The work plan emphasizes the need to support the development of new productive forces by urging property insurance institutions to implement insurance compensation policies and promote product innovation in technology, green, and intellectual property insurance [1] - It aims to meet diversified insurance needs by expanding agricultural insurance coverage and enhancing risk protection for new agricultural operators, as well as optimizing property insurance products tailored to Beijing's unique characteristics [2] - The plan encourages the development of insurance products that support national and capital strategic initiatives, including enhancing domestic trade credit insurance capabilities and expanding export credit insurance coverage [2] - It supports the establishment of a disaster prevention and relief system by exploring multi-layered disaster risk dispersion mechanisms and enhancing emergency services related to major disasters [3] - The work plan also promotes the integration of insurance services with social governance, encouraging the development of liability insurance closely related to social management [2]