Pinnacle Financial (PNFP) Q1 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

Core Viewpoint - Analysts expect Pinnacle Financial (PNFP) to report quarterly earnings of $1.82 per share, reflecting a year-over-year increase of 19% and revenues of $478.5 million, up 11.8% from the previous year [1]. Earnings Estimates - Over the last 30 days, there has been a 0.1% upward revision in the consensus EPS estimate for the quarter, indicating a collective reassessment by covering analysts [2]. - Revisions to earnings estimates are significant indicators for predicting investor actions regarding the stock, with empirical research showing a strong correlation between earnings estimate trends and short-term stock price performance [3]. Key Financial Metrics - Analysts project a 'Net Interest Margin' of 3.2%, up from 3% in the same quarter last year [5]. - The 'Efficiency Ratio' is expected to be 55.5%, compared to 56.6% a year ago [5]. - 'Nonaccrual loans' are projected to reach $157.20 million, up from $108.33 million in the same quarter last year [6]. - The estimated 'Average balances - Total interest-earning assets' is $47.63 billion, compared to $43.62 billion a year ago [6]. - 'Total nonperforming assets' are expected to be $158.91 million, up from $111.09 million in the same quarter last year [7]. - 'Net Interest Income' is projected at $365.05 million, compared to $318.03 million in the same quarter last year [7]. - The consensus estimate for 'Total noninterest income' stands at $113.42 million, compared to $110.10 million in the same quarter last year [8]. Stock Performance - Over the past month, Pinnacle Financial shares have recorded returns of -12.4%, compared to the Zacks S&P 500 composite's -13.5% change [8].