NASHVILLE, Tenn.--(BUSINESS WIRE)--Pinnacle Financial Partners, Inc. (Nasdaq/NGS: PNFP) today announced it will release its third quarter 2025 financial results on Wednesday, Oct. 15, 2025, after market close. It will also host a live webcast on Thursday, Oct. 16, at 8:30 a.m. CDT to review its financial results, business outlook for the firm and other matters. The third quarter 2025 earnings release will be available on the investor relations page of Pinnacle's website at investors.pnfp.com. T. ...

Question-and-Answer SessionWe're really excited to have both Terry and Kevin here to talk about the Pinnacle-Synovus transaction, an exciting time for mid-cap banks, obviously, an exciting time for you all. Obviously, Pinnacle announced the merger with Synovus and MOE with Synovus, where it will be a mixed company, a mixed management team with a path of growth going forward. But maybe...Kevin BlairCEO, President & Chairman Well, thank you for having us. It's great to be with my dear friend, Terry here today ...

Question-and-Answer SessionWe're really excited to have both Terry and Kevin here to talk about the Pinnacle-Synovus transaction, an exciting time for mid-cap banks, obviously, an exciting time for you all. Obviously, Pinnacle announced the merger with Synovus and MOE with Synovus, where it will be a mixed company, a mixed management team with a path of growth going forward. But maybe...Kevin BlairCEO, President & Chairman Well, thank you for having us. It's great to be with my dear friend, Terry here today ...

Pinnacle Financial Partners (NasdaqGS:PNFP) FY Conference September 09, 2025 02:45 PM ET Company ParticipantsJared Shaw - Managing DirectorKevin Blair - CEO, President & ChairmanM. Terry Turner - President, CEO & DirectorConference Call ParticipantsNone - AnalystJared ShawOkay. Thanks. All right. Continuing with the mid-cap theme, we're really excited to have both Terry and Kevin here to talk about the Pinnacle Synovus transaction. It's an exciting time for mid-cap banks, obviously an exciting time for you ...

Core Viewpoint - Pinnacle Financial (PNFP) has received an upgrade to a Zacks Rank 2 (Buy), indicating a positive trend in earnings estimates which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Impact - The Zacks rating system emphasizes the importance of earnings estimate revisions, which are strongly correlated with near-term stock price movements [4][6]. - Institutional investors often adjust their valuations based on changes in earnings estimates, leading to significant stock price movements as they buy or sell shares [4]. Business Outlook - The upgrade reflects an improvement in Pinnacle Financial's underlying business, suggesting that investors may respond positively by driving the stock price higher [5]. - For the fiscal year ending December 2025, Pinnacle Financial is expected to earn $7.94 per share, with a 3.2% increase in the Zacks Consensus Estimate over the past three months [8]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with only the top 20% receiving a "Strong Buy" or "Buy" rating, indicating superior earnings estimate revisions [9][10]. - Pinnacle Financial's upgrade to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, suggesting potential for market-beating returns in the near term [10].

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (mark one) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OF 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 001-39309 Pinnacle Financial Partners Inc. Tennessee 62-1812853 (State or other jurisdiction of incorpo ...

Core Viewpoint - Monteverde & Associates PC is investigating Pinnacle Financial Partners regarding its merger with Synovus Financial Corp, focusing on the fairness of the proposed transaction [1]. Company Overview - Monteverde & Associates PC is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report and has recovered millions for shareholders [1]. - The firm is located in the Empire State Building, New York City, and specializes in class action securities litigation [2]. Merger Details - The proposed merger involves a fixed exchange ratio of 0.5237 Synovus shares for each Pinnacle share [1]. - Upon completion of the merger, Pinnacle shareholders will own approximately 51.5% of the combined entity [1].

Core Viewpoint - Pinnacle Financial (PNFP) has experienced a significant downtrend, with a 16.4% decline over the past four weeks, but it is now in oversold territory, suggesting a potential turnaround due to improved earnings expectations from analysts [1]. Group 1: Technical Indicators - The Relative Strength Index (RSI) is a key technical indicator used to identify oversold conditions, with a reading below 30 typically indicating that a stock is oversold [2]. - PNFP's current RSI reading is 25.59, indicating that the heavy selling pressure may be exhausting, which could lead to a price rebound as the stock seeks to return to its previous equilibrium [5]. Group 2: Fundamental Analysis - There is a strong consensus among sell-side analysts that earnings estimates for PNFP have increased by 2.6% over the last 30 days, which often correlates with price appreciation in the near term [6]. - PNFP holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, further supporting the potential for a near-term turnaround [7].

Group 1 - Pinnacle Financial Partners and Synovus Financial plan to merge in an all-stock transaction valued at $8.6 billion, with the transaction expected to close in the first quarter of 2026, pending regulatory and shareholder approvals [2][3] - The combined entity will operate under the Pinnacle Financial Partners and Pinnacle Bank brand, with Synovus Chairman Kevin Blair as president and CEO, and Pinnacle CEO Terry Turner as chairman of the board [3] - The merger aims to leverage Pinnacle's entrepreneurial operating model and Synovus' strong presence in fast-growing Southeastern markets to enhance market share [4] Group 2 - Both companies have demonstrated strong financial performance, with Synovus reporting a 28% year-over-year growth in adjusted earnings per share in the second quarter, while Pinnacle reported a 22.7% increase in fully diluted earnings per share [6][7] - The KBW Nasdaq Bank Index, which tracks larger banks, increased by 14%, while the KBW Nasdaq Regional Banking Index, covering smaller lenders, rose less than 3%, indicating a challenging environment for regional banks [5][6]

Summary of Conference Call on Pinnacle Financial Partners and Synovus Financial Corp Merger Industry and Companies Involved - **Industry**: Banking and Financial Services - **Companies**: Pinnacle Financial Partners and Synovus Financial Corp Core Points and Arguments 1. **Merger Announcement**: Pinnacle and Synovus have entered into a definitive agreement for an all-stock transaction, creating a high-performing commercial bank focused on growth in the Southeast [4][14] 2. **Financial Metrics**: The combined company will have total assets of $116 billion, total loans of $81 billion, and total deposits of $95 billion. The deal is expected to deliver 21% EPS accretion with a 2.5-year tangible book value earn-back [6][14] 3. **Market Positioning**: The merger aims to leverage Synovus' presence in high-growth markets, enhancing Pinnacle's operating model and expanding its footprint [5][22] 4. **Employee Engagement**: Both companies rank highly in employee satisfaction, which is expected to translate into better client service and satisfaction [10][12] 5. **Leadership Structure**: Post-merger, Pinnacle's leadership will include Terry Turner as Chairman, Kevin Blair as CEO, and Jamie Gregory as CFO, with a board comprising members from both companies [16][17] 6. **Geographic Focus**: The merger will enhance geographic diversification and reduce concentration risk, with a household growth rate of 4.6%, significantly above the national average [22][28] 7. **Cost Synergies**: Estimated no-regret cost savings of $250 million, representing 9% of the combined non-interest expense base, are anticipated [34] 8. **Regulatory Readiness**: The companies are preparing for regulatory approvals and have a roadmap for LFI readiness, with a focus on maintaining a solid capital position [38][92] 9. **Client Satisfaction**: Both companies have high rankings in client satisfaction, which is expected to remain a priority post-merger [30][29] 10. **Integration Strategy**: A detailed integration plan is in place, with a target for systems conversion approximately 12-14 months post-merger [95] Additional Important Points 1. **Retention Strategy**: Significant resources have been allocated for retention programs to ensure key talent remains through the transition [56] 2. **Cultural Alignment**: Both companies emphasize a performance-driven culture and commitment to operational excellence, which is expected to facilitate a smooth merger [24][25] 3. **Market Expansion**: The merger is characterized as a strategic expansion rather than a market consolidation, with minimal overlap in markets [22][28] 4. **Financial Assumptions**: The transaction is expected to be accretive to earnings, with no revenue synergies initially built into the financial model [32] 5. **Community Commitment**: Both companies have a strong track record of community engagement and intend to maintain this commitment post-merger [17][18] This summary encapsulates the key points discussed during the conference call regarding the merger between Pinnacle Financial Partners and Synovus Financial Corp, highlighting the strategic, financial, and operational aspects of the transaction.