浦发银行一分行三任行长同时被罚！“数字风控”为何难见成效

Group 1 - The core issue is that seven employees of SPDB Anyang Branch, including three former presidents, have been penalized for inadequate management of personal consumption loans and non-performing loans [2][3][4] - The penalties include a five-year ban from the banking industry for a customer manager and warnings and fines for other executives, indicating serious compliance and internal control issues within the branch [3][4] - The branch has previously been fined 2.45 million yuan for similar issues, highlighting a pattern of regulatory non-compliance [3][6] Group 2 - SPDB has received a total of 25 regulatory fines this year, amounting to 5.59 million yuan, with significant penalties for both institutional and individual violations [6] - The bank has initiated a "digital risk control" strategy under new leadership, aiming to enhance risk management through digital and intelligent tools [6][7] - Despite the implementation of digital risk control measures, ongoing violations suggest a disconnect between strategic planning and execution at the branch level, posing challenges for effective risk management [7]