金融润农田 不负好春光 江苏银行业保险业全力抢抓农时护航粮食生产

Core Insights - The article emphasizes the proactive measures taken by Jiangsu's financial regulatory authorities to support agricultural production during the spring plowing season, ensuring a good start for the province's agricultural output in 2025 [1] Financial Support for Agriculture - Jiangsu Financial Regulatory Bureau has issued a notice to guide banks and insurance institutions to increase credit investment and optimize service models for spring farming preparations [1] - As of the end of February, loans in key agricultural sectors in Jiangsu reached 437.88 billion, a 5.0% increase from the beginning of the year, with agricultural insurance premium income at 2.38 billion, up 5.6% year-on-year [1] Innovative Financial Products - Jiangsu Bank has introduced an automated online credit loan product called "Agricultural Machinery e-loan" to assist farmers in purchasing agricultural machinery without complex mortgage procedures [2] - The product allows farmers to complete the loan process in minutes, significantly easing the financial burden of purchasing expensive machinery [2] Agricultural Insurance Enhancements - Jiangsu's insurance companies are innovating products to provide comprehensive risk coverage for farmers, including a new "commercial grain and oil crop sowing insurance" to cover risks during the seedling period [4][6] - By the end of February, 208.62 million acres of wheat had been insured, providing 2.086 billion in risk coverage for 91,500 farmers [6] Collaboration and Support Initiatives - Agricultural banks in Jiangsu are collaborating with local agricultural departments to enhance services for seed industry revitalization and smart agriculture projects, achieving an 86% service coverage for seed enterprises [3] - Various banks are also implementing preferential interest rates for agricultural loans, reducing actual financing costs for farmers to below 3.2% [3]