Compared to Estimates, JPMorgan Chase & Co. (JPM) Q1 Earnings: A Look at Key Metrics

Core Insights - JPMorgan Chase & Co. reported a revenue of $45.31 billion for the quarter ended March 2025, reflecting an 8.1% increase year-over-year and a surprise of +4.82% over the Zacks Consensus Estimate of $43.23 billion [1] - The earnings per share (EPS) for the quarter was $5.07, compared to $4.63 in the same quarter last year, resulting in an EPS surprise of +9.74% against the consensus estimate of $4.62 [1] Financial Performance Metrics - Net loan charged-off on average loans was 0.7%, matching the six-analyst average estimate [4] - Book value per share reached $119.24, exceeding the $117.88 average estimate from five analysts [4] - Total interest-earning assets averaged $3,668.38 billion, surpassing the $3,563.10 billion average estimate from four analysts [4] - Total non-performing assets stood at $9.11 billion, lower than the four-analyst average estimate of $9.81 billion [4] Revenue Breakdown by Business Line - Consumer & Community Banking revenue from Card Services & Auto was $6.85 billion, exceeding the $6.32 billion estimate and representing an 11.5% year-over-year increase [4] - Total net revenue from the Commercial & Investment Bank was $19.67 billion, slightly above the two-analyst average estimate of $19.66 billion [4] - Payments revenue within the Commercial & Investment Bank was $4.57 billion, below the two-analyst average estimate of $4.87 billion [4] - Total Banking & Payments revenue was $8.75 billion, compared to the $9.39 billion average estimate [4] - Fixed Income Markets revenue was $5.85 billion, slightly below the $5.99 billion estimate [4] - Equity Markets revenue reached $3.81 billion, exceeding the two-analyst average estimate of $3.17 billion [4] - Home Lending revenue was $1.21 billion, slightly below the two-analyst average estimate of $1.23 billion, with a year-over-year change of +1.8% [4] - Total Markets & Securities Services revenue was $10.91 billion, surpassing the two-analyst average estimate of $10.27 billion [4] Stock Performance - Over the past month, shares of JPMorgan Chase & Co. returned +0.9%, contrasting with the Zacks S&P 500 composite's -6.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]