海尔融资租赁发布2024年度业绩报告：服务实体量质齐升，产融协同突破创新

Core Insights - Haier Financial Leasing reported a strong performance for 2024, achieving a significant increase in both volume and quality despite macroeconomic pressures and intensified industry competition [1] Group 1: Financial Performance - The company achieved a total investment scale exceeding 18.8 billion yuan, representing an 18% year-on-year growth [1] - Management asset scale surpassed 22 billion yuan, with a 13% increase year-on-year [1] - Operating revenue exceeded 1.4 billion yuan, and pre-tax profit exceeded 800 million yuan, reflecting growth rates of 11% and 14% respectively [1] - Return on Assets (ROA) was 3%, and Return on Equity (ROE) was 12.37%, both exceeding industry averages [1] - The non-performing loan ratio remained stable at below 1% [1] Group 2: Strategic Focus - The company aligned its operations with national development strategies, emphasizing the principle of "finance for industry" [1] - In 2024, the number of served clients exceeded 1,700, marking a 23% increase year-on-year [1] Group 3: Sector-Specific Initiatives - In technology finance, the company increased investment in high-end equipment manufacturing, new materials, biomedicine, and energy conservation, serving 205 specialized enterprises with over 3.1 billion yuan in funding [2] - In green finance, the company enhanced its product service system, serving 453 clients in green industries with over 8.2 billion yuan in funding [2] - The company supported 1,388 small and micro enterprises with over 5.1 billion yuan in financing, with 76% of clients receiving amounts below 5 million yuan [2] Group 4: Digital Transformation - The company advanced its digital transformation strategy, optimizing its digital financial service platform, HaiRong Cloud Service, which facilitated over 4.6 billion yuan in transactions through 3,546 clients [3] - The company integrated financial and equipment services into client operations, achieving over 100 million yuan in equipment procurement contracts [3] Group 5: Sustainable Development - The company issued two sustainable development-linked syndicated loans totaling nearly 2.4 billion yuan, with an average oversubscription rate of 1.7 times [4] - The company published its first ESG report, detailing its strategic planning and achievements in environmental, social, and governance dimensions [5] - A special public welfare fund was established to focus on rural revitalization and educational support in underdeveloped areas [5] Group 6: Future Outlook - The company aims to continue innovating financial products and services, accelerating digital transformation, and contributing to high-quality economic development in China [5]