INDUSTRIAL BANK(SH:601166) Zhong Guo Jin Rong Xin Xi Wang·2025-04-14 12:17Core Viewpoint - Fujian province emphasizes the development of county-level economies, focusing on key industrial chains as a critical support for high-quality economic growth. Industrial Bank plays a significant role in providing comprehensive financial services to enhance these key industrial chains in Fujian [1][2]. Group 1: Financial Support for Key Industries - Industrial Bank has provided over 244.5 billion yuan in credit to key industrial chains in Fujian, with cumulative investments exceeding 127 billion yuan [3]. - The bank has established a close partnership with Ningde Sikeqi Intelligent Equipment Co., supporting its transition from manufacturing to intelligent manufacturing through various financial services, including a 60 million yuan credit line for equipment upgrades [2]. Group 2: Mergers and Acquisitions Financing - Industrial Bank successfully executed Fujian's first pilot merger loan for a technology enterprise, covering 80% of the total acquisition cost with a loan term of up to 10 years, demonstrating its commitment to supporting technological innovation [4]. - The bank integrates merger loans with various commercial and investment banking products to provide comprehensive financing support for private enterprises and state-owned enterprise transformations [4]. Group 3: Cross-Border Financial Services - Industrial Bank optimizes cross-border financial services to support Fujian enterprises in global market expansion, providing tailored services for companies like Sendike Group, which has seen significant international trade growth [5][6]. - The bank has implemented a streamlined process for cross-border trade settlements, reducing transaction times from 1-2 days to just a few minutes, significantly enhancing operational efficiency for clients [6]. Group 4: Talent Development and Support - Industrial Bank has introduced financial products aimed at supporting technology talent, providing 530 million yuan in credit to Fujian Yanan Electric Co. for research and development in fuel cells and generators [7]. - The bank plans to offer at least 100 billion yuan in financing for the housing rental market and comprehensive financial services for innovative talents, ensuring a conducive environment for talent retention and entrepreneurship in Fujian [8].