Bank of America(US:BAC) ZACKS·2025-04-15 14:31Core Insights - Bank of America reported $27.37 billion in revenue for Q1 2025, a 6% year-over-year increase, with an EPS of $0.90 compared to $0.83 a year ago, exceeding the Zacks Consensus Estimate of $26.86 billion by 1.89% and delivering an EPS surprise of 11.11% [1] Financial Performance Metrics - Efficiency Ratio (FTE basis) was 64.6%, better than the average estimate of 65.6% from seven analysts [4] - Net interest income/yield on earning assets was 2%, matching the average estimate [4] - Net charge-off/Average Loans stood at 0.5%, lower than the average estimate of 0.6% [4] - Book value per share of common stock was $36.39, slightly above the estimated $36.32 [4] - Total earning assets averaged $2,966.84 billion, exceeding the estimate of $2,936.53 billion [4] - Total nonperforming loans, leases, and foreclosed properties were $6.20 billion, below the average estimate of $6.52 billion [4] - Total Non-Performing Loans were $6.08 billion, also below the average estimate of $6.48 billion [4] - Tier 1 Capital Ratio was 12.9%, lower than the average estimate of 13.2% [4] - Tier 1 Leverage Ratio was 6.8%, slightly below the average estimate of 6.9% [4] - Total Noninterest Income reached $12.92 billion, surpassing the average estimate of $12.35 billion [4] - Net Interest Income on a fully taxable-equivalent basis was $14.59 billion, in line with the average estimate of $14.58 billion [4] - Investment and brokerage services generated $4.81 billion, exceeding the average estimate of $4.69 billion [4] Stock Performance - Bank of America's shares have returned -11.5% over the past month, compared to the Zacks S&P 500 composite's -3.9% change, with a Zacks Rank of 3 (Hold), indicating potential performance in line with the broader market [3]