金融业哪些数据可以出境、如何做到合规？六部门发文明确

Core Viewpoint - The recent issuance of the "Guidelines for Promoting and Regulating the Compliance of Financial Data Cross-Border Flow" by six Chinese regulatory bodies aims to facilitate the cross-border flow of financial data, addressing challenges faced by financial institutions in this area [1][6]. Group 1: Regulatory Framework - The guidelines provide clear rules for the cross-border flow of financial data, particularly concerning personal information and important data, marking a milestone in the management of financial data cross-border flow in China [1][4]. - The guidelines align with national strategies for data security governance and aim to reduce compliance costs while enhancing the efficiency and quality of cross-border financial services [1][6]. Group 2: Specific Provisions - The guidelines outline 47 specific financial business scenarios that are exempt from the requirement for data export safety assessments, standard contracts, and personal information protection certifications, covering activities such as cross-border payments and remittances [3][4]. - Additionally, 61 common financial business scenarios that require data export compliance obligations have been identified, resulting in a total of 108 recognized scenarios deemed necessary for data export by central financial management authorities [4][5]. Group 3: Compliance and Development - The guidelines emphasize the need for financial institutions to assess and ensure that their data processing activities comply with legal and regulatory requirements before providing data to foreign entities [4][6]. - The guidelines are designed to be dynamic, allowing for updates and optimizations in response to technological advancements and evolving financial business practices, thereby supporting the international operations of financial institutions [6][7].