Bread Financial Holdings (BFH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Company Overview - Bread Financial Holdings (BFH) is expected to report a year-over-year decline in earnings due to lower revenues, with a consensus EPS estimate of $2.08, reflecting a -23.8% change [3][12] - Revenues are anticipated to be $957.76 million, down 3.4% from the previous year [3] Earnings Expectations - The earnings report is scheduled for April 24, 2025, and the stock may rise if actual results exceed expectations, while a miss could lead to a decline [2] - The consensus EPS estimate has been revised down by 7.66% over the last 30 days, indicating a reassessment by analysts [4] Earnings Surprise Prediction - The Zacks Earnings ESP for Bread Financial is +4.18%, suggesting a likelihood of beating the consensus EPS estimate [11] - The stock currently holds a Zacks Rank of 3 (Hold), which indicates a moderate outlook [11] Historical Performance - In the last reported quarter, Bread Financial exceeded the expected EPS of $0.33 by delivering $0.41, resulting in a surprise of +24.24% [12] - Over the past four quarters, the company has beaten consensus EPS estimates two times [13] Industry Comparison - Moody's (MCO), a peer in the financial services industry, is expected to report an EPS of $3.57, reflecting a +5.9% year-over-year change, with revenues projected at $1.89 billion, up 5.7% [17] - Moody's has a consensus EPS estimate that has been revised up by 0.1% over the last 30 days, but it currently has an Earnings ESP of -0.38%, making predictions about beating the consensus EPS challenging [18]