COLUMBUS, Ohio, Feb. 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, today announced the company’s participation in the UBS Financial Services Conference on Wednesday, February 11. Bread Financial EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take place at 12:10 p.m. ET and will be broadcast live here. The ...

COLUMBUS, Ohio, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, today announced the company’s participation in the Bank of America 2026 Financial Services Conference on Tuesday, February 10. Bread Financial President and Chief Executive Officer Ralph Andretta, along with EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fire ...

Key Takeaways BFH posted Q4 operating income of $2.07 per share, topping estimates as revenues rose 5.3% to $975 million.Pricing changes lifted results for BFH, while lower net loss and delinquency rates supported margins.BFH boosted capital returns with a 10% dividend hike and $120 million in Q4 buybacks.Bread Financial Holdings, Inc. (BFH) reported fourth-quarter operating income of $2.07 per share, significantly outperforming the Zacks Consensus Estimate by 417.5%. The bottom line surged 406% year over y ...

Bread Financial Holdings, Inc. (NYSE:BFH) posted better-than-expected earnings for the fourth quarter on Thursday.The company posted adjusted earnings of $2.07 per share, beating market estimates. The company's quarterly sales came in at $975 million versus expectations of $955.819 million.Bread Financial shares fell 0.6% to trade at $72.57 on Friday.These analysts made changes to their price targets on Bread Financial following earnings announcement.Barclays analyst Terry Ma maintained Bread Finl with an U ...

For the quarter ended December 2025, Bread Financial Holdings (BFH) reported revenue of $975 million, up 5.3% over the same period last year. EPS came in at $2.07, compared to $0.41 in the year-ago quarter.The reported revenue represents a surprise of +3.62% over the Zacks Consensus Estimate of $940.92 million. With the consensus EPS estimate being $0.40, the EPS surprise was +417.5%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to W ...

Bread Financial (NYSE:BFH) Q4 2025 Earnings call January 29, 2026 08:30 AM ET Company ParticipantsBrian Vereb - Head of Investor RelationsJeff Adelson - Executive DirectorJohn Hecht - Managing DirectorJohn Pancari - Senior Managing DirectorPerry Beberman - EVP and CFORalph Andretta - CEOReggie Smith - Executive DirectorConference Call ParticipantsMihir Bhatia - Director and Research AnalystMoshe Orenbuch - Managing Director and Senior AnalystSanjay Sakhrani - Managing Director and Senior AnalystVincent Cain ...

Bread Financial (NYSE:BFH) Q4 2025 Earnings call January 29, 2026 08:30 AM ET Company ParticipantsBrian Vereb - Head of Investor RelationsJeff Adelson - Executive DirectorJohn Hecht - Managing DirectorJohn Pancari - Senior Managing DirectorPerry Beberman - EVP and CFORalph Andretta - CEOReggie Smith - Executive DirectorConference Call ParticipantsMihir Bhatia - Director and Research AnalystMoshe Orenbuch - Managing Director and Senior AnalystSanjay Sakhrani - Managing Director and Senior AnalystVincent Cain ...

Bread Financial (NYSE:BFH) Q4 2025 Earnings call January 29, 2026 08:30 AM ET Speaker1Good morning, and welcome to the Bread Financial fourth quarter 2025 earnings conference call. My name is Kevin, and I'll be coordinating your call today. At this time, all parties have been placed on listen-only mode. Following today's presentation, the floor will be open for your questions. To register a question, please press star 1 1. It is now my pleasure to introduce Mr. Brian Vereb, Head of Investor Relations at Bre ...

分组1 - Bread Financial Holdings (BFH) reported quarterly earnings of $2.07 per share, exceeding the Zacks Consensus Estimate of $0.40 per share, and compared to earnings of $0.41 per share a year ago, adjusted for non-recurring items [1] - The earnings surprise for the quarter was +417.50%, and the company has surpassed consensus EPS estimates in all four of the last quarters [2] - The company posted revenues of $975 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 3.62%, compared to year-ago revenues of $926 million [3] 分组2 - The stock has underperformed the market, losing about 7.9% since the beginning of the year, while the S&P 500 gained 1.9% [4] - The current consensus EPS estimate for the coming quarter is $2.46 on revenues of $971.13 million, and for the current fiscal year, it is $8.87 on revenues of $3.97 billion [8] - The Zacks Industry Rank for Financial - Miscellaneous Services is in the top 39% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [9]

Fourth quarter and full year 2025 results January 29, 2026 © 2 0 2 2 B r e a d F i n a n c i a l | C o n f i d e n t i a l & P r o p r i e t a r y 1 2025 achievements Delivered responsible growth Adapted to the macroeconomic and regulatory environment Disciplined capital allocation and risk management Drove operational excellence and technology advancement Achieved full year 2025 financial outlook (2) In the calculation of Full year 2025 actuals, Revenue (excl. gain on sale) excludes from Total revenue $3 m ...