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广州农商银行发布《2024年度环境信息披露报告》:推动绿色低碳转型,绿色信贷增幅近40%

Core Viewpoint - Guangzhou Rural Commercial Bank has released its 2024 Environmental Information Disclosure Report, highlighting its commitment to green finance and environmental protection, aiming to become a green benchmark bank in the Guangdong-Hong Kong-Macao Greater Bay Area [1][2]. Group 1: Green Finance Development - The bank has implemented a strategic plan to promote green finance, aligning with national policies to achieve carbon peak and carbon neutrality goals, and has established a governance structure for green finance development [2][4]. - As of the end of 2024, the bank's green loan balance exceeded 60 billion yuan, representing a nearly 40% increase from the beginning of the year, with green loans accounting for 9.67% of total loans [1][3]. Group 2: Support for Green Industries - The bank is focusing on directing credit resources towards green industries, with new loans of 3.04 billion yuan issued in the ecological environment sector, and a total loan balance of 7.87 billion yuan, reflecting a year-on-year growth of 63.6% [3][4]. - In the manufacturing sector, the green loan balance reached 12.15 billion yuan, up 76.1% year-on-year, while loans for green labeled products approached 3.2 billion yuan, increasing by 72.4% [3][4]. Group 3: Innovative Financial Products - The bank has diversified its financial product offerings, launching over ten green financial products across credit, financing, and consumption sectors, enhancing service quality [5][6]. - Notable products include the "Golden Rice" series of green loans targeting renewable energy and energy-saving sectors, and the "Golden Rice Green Enterprise Loan" for quality green enterprises [5][6]. Group 4: Future Outlook - The bank aims to continue its commitment to ecological priority and green low-carbon development, striving to achieve its goal of becoming a green benchmark bank in the Greater Bay Area and contributing to national carbon neutrality objectives [6].