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Core Viewpoint - The gold market is experiencing a significant surge, with international gold prices surpassing $3,300 per ounce and domestic gold jewelry prices exceeding 1,000 yuan per gram, both reaching historical highs. This has led some investors to take risks by borrowing to invest in gold, driven by the allure of quick profits from rising prices [1][6]. Group 1: Investment Behavior - Many investors are engaging in "loan gold trading," a popular topic on social media, where they seek to capitalize on rising gold prices through loans [3][4]. - Investors are utilizing various loan sources, primarily bank consumer loans with interest rates ranging from 3% to 6%, and some are resorting to credit card cash advances to fund their gold purchases [4][5]. - The investment strategies vary, with conservative investors opting for physical gold like gold bars, while others are exploring financial derivatives such as gold accumulation plans and paper gold [4][5]. Group 2: Market Dynamics - Since early 2025, international gold prices have been on an upward trend, starting from around $2,850 and reaching a peak of $3,357 per ounce, influenced by geopolitical tensions and changing U.S. monetary policies [6][7]. - Despite the current bullish trend, historical data indicates that gold prices can experience significant corrections, as seen in 2011 when prices fell from nearly $1,800 to around $1,000 over three years [6]. Group 3: Risks and Warnings - The use of leverage in loan gold trading amplifies both potential gains and risks, posing a significant financial threat if gold prices decline [7]. - Banks have strict policies against using loan funds for investment purposes, and violations can lead to severe consequences, including legal actions and damage to credit ratings [7]. - Experts advise caution for investors considering gold investments at current high prices, recommending the use of personal funds and strategic buying during market corrections to mitigate risks [7].