史诗级崩盘！美元跌穿 99 大关，全球财富大洗牌，你的钱还好吗？

Group 1: Dollar's Plunge - The dollar index has fallen below 99, marking its lowest level since April 2022, with a daily drop exceeding 1% and a cumulative decline of nearly 6% in April, and over 9% year-to-date [1][3] - The rapid decline of the dollar has led to a surge in other currencies like the euro and yen, which have significantly appreciated against the dollar [3][4] - The drop in the dollar's value has prompted a massive influx of capital into gold, as investors seek refuge from the declining dollar [4] Group 2: Policy Impact - Trump's tariff policies are identified as a key trigger for the dollar's decline, disrupting the previous balance of the dollar's global circulation [5][8] - The imposition of high tariffs has resulted in reduced exports from China to the U.S., leading to a decrease in the dollar's circulation and demand in international markets [8][9] - Trump's erratic policy announcements have created uncertainty, causing investors to flee from dollar assets in search of more stable investments [9] Group 3: Economic Indicators - Economic indicators in the U.S. have been showing signs of weakness since January, with a continuous decline in the Citi Economic Surprise Index [10][11] - Major U.S. corporations are reporting disappointing earnings, particularly in the tech and retail sectors, contributing to investor concerns about the future economic outlook [13] - The overall sentiment among investors is shifting away from dollar assets due to fears of an impending economic recession in the U.S. [13] Group 4: Global De-dollarization - A global trend of de-dollarization is emerging, with countries like Russia leading the charge by selling off U.S. Treasury bonds and shifting trade settlements to currencies like the euro and yuan [14][17] - Other nations, including India and Iran, are also reducing their reliance on the dollar for trade, opting for local currencies instead [17] - This de-dollarization movement is seen as a response to the risks associated with over-reliance on the dollar, particularly in light of potential U.S. financial sanctions [17] Group 5: Impact on Individuals and Markets - The dollar's decline is expected to affect ordinary consumers, especially those planning to study or travel abroad, as the value of the dollar fluctuates [18][19] - The volatility of the dollar may lead to increased prices for commodities priced in dollars, impacting stock markets and investor confidence [21] - The real estate market may experience mixed effects, with potential capital outflows in cities heavily reliant on foreign investment, while a stronger yuan could attract some foreign capital [21] Group 6: Future Outlook - The long-term implications of the dollar's decline remain uncertain, but it is clear that the global economic and financial landscape is undergoing significant changes [23] - Investors are advised to consider diversifying their portfolios away from dollar assets, potentially including gold and other stable currencies [23] - The current situation presents both challenges and opportunities, emphasizing the need for investors to remain vigilant and adaptable in their strategies [23]