招商银行首席信息官周天虹添新职，兼任数字金融发展办公室主任

Core Viewpoint - The establishment of the Digital Finance Development Office at China Merchants Bank aims to leverage AI technology to enhance digital financial services and support the real economy, reflecting a strategic shift towards a more integrated and innovative financial ecosystem [3]. Group 1: Leadership and Organizational Structure - Zhou Tianhong has been appointed as the Director of the Digital Finance Development Office, in addition to his role as Chief Information Officer, following the transition of the previous director, Gao Xulei, to a new position [1]. - The overall governance structure for technology at China Merchants Bank includes three committees: the Digital Finance Committee, the Information Security Management Committee, and the Information Technology Management Committee, with the Digital Finance Committee being the highest decision-making body [1][2]. Group 2: Responsibilities and Strategic Focus - The Digital Finance Development Office is responsible for macro management, strategic planning, and the execution of digital finance initiatives, as well as managing the FinTech innovation fund, which is capped at 1.5% of the bank's annual revenue [2]. - The office's key responsibilities include the PDCA cycle for digital finance, promoting innovation across the bank, and managing the FinTech fund [2]. Group 3: Investment in Technology - In 2024, China Merchants Bank invested CNY 13.35 billion (approximately USD 1.9 billion) in information technology, representing 4.37% of its operating revenue, making it the highest among A-share listed banks [3]. - The bank's technology investment strategy emphasizes a transition towards a "data-driven, intelligent, platform-based, and ecological" approach, focusing on AI integration in financial services [3]. Group 4: Talent Development - As of the end of 2024, China Merchants Bank has 10,900 R&D personnel, accounting for 9.3% of the total workforce, highlighting its commitment to building a strong digital talent pool [4].