Compared to Estimates, Eagle Bancorp (EGBN) Q1 Earnings: A Look at Key Metrics

Core Insights - Eagle Bancorp reported revenue of $73.86 million for the quarter ended March 2025, reflecting a year-over-year decline of 5.7% [1] - The earnings per share (EPS) for the same period was $0.06, compared to -$0.01 a year ago, indicating a positive turnaround [1] - The reported revenue was a surprise of -2.81% compared to the Zacks Consensus Estimate of $75.99 million [1] - The EPS surprise was -86.96% against the consensus estimate of $0.46 [1] Key Metrics - Net Interest Margin was reported at 2.3%, slightly below the average estimate of 2.4% from two analysts [4] - The Efficiency Ratio stood at 61.5%, higher than the average estimate of 58.8% from two analysts [4] - Total noninterest income was $8.21 million, exceeding the average estimate of $4.31 million from two analysts [4] - Net Interest Income was reported at $65.65 million, below the average estimate of $71.69 million from two analysts [4] Stock Performance - Eagle Bancorp's shares have returned -3.7% over the past month, compared to a -6.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]