LOS ANGELES, March 27, 2026 (GLOBE NEWSWIRE) -- The Portnoy Law Firm advises Eagle Bancorp, Inc., (“Eagle" or the "Company") (NASDAQ:EGBN) investors that the firm has initiated an investigation into possible securities fraud, and may file a class action on behalf of investors. Investors are encouraged to contact attorney Lesley F. Portnoy, by phone 310-692-8883 or email: lesley@portnoylaw.com, to discuss their legal rights, or join the case via https://portnoylaw.com/eagle-bancorp-inc. The Portnoy Law Firm ...

BETHESDA, Md., March 24, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp, Inc. (“Eagle” or the “Company”) (NASDAQ: EGBN), the Bethesda-based holding company for EagleBank, one of the largest community banks in the Washington, D.C. area, today announced that the Company’s Board of Directors (the “Board”) has nominated Trevor Montano to stand for election to the Board at the Company’s 2026 Annual Meeting of Shareholders (the “Annual Meeting”), scheduled to be held on May 14, 2026. Mr. Montano is an accomplished invest ...

Experienced Investor, Significant Shareholder and Public Company Director to Bring Investor Perspective, Bank Transformation Experience and Financial Expertise to the BoardBETHESDA, Md., March 24, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp, Inc. (“Eagle” or the “Company”) (NASDAQ: EGBN), the Bethesda-based holding company for EagleBank, one of the largest community banks in the Washington, D.C. area, today announced that the Company’s Board of Directors (the “Board”) has nominated Trevor Montano to stand for el ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2025 ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _________ to _________ Commission file number: 0-25923 Eagle Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 52-2061461 (State or other jurisdictio ...

Financial Data and Key Metrics Changes - The company reported net income of $7.6 million, or $0.25 per diluted share, compared to a loss of $67.5 million, or $2.22 per share, in the previous quarter [6] - Non-performing loans decreased to $106.8 million, down $12 million from the prior quarter, representing 1.47% of total loans [7] - Total non-performing assets declined by $24 million to $108.9 million, representing 1.04% of total assets, compared to 1.23% in the prior quarter [7] - The allowance for credit losses ended the quarter at $159.6 million, or 2.19% of total loans [8] - Tangible common equity to tangible assets is 10.87%, Tier 1 leverage ratio is 10.17%, and CET1 is 13.83% [10] Business Line Data and Key Metrics Changes - Net interest income grew by $144,000 to $68.3 million, with a net interest margin (NIM) decline of five basis points to 2.38% [9][10] - Non-interest income increased to $12.2 million from $2.5 million in the previous quarter, primarily due to non-recurrent losses and gains from investments [10] - Non-interest expense rose by $17.9 million to $59.8 million, driven by costs associated with the disposition of held-for-sale loans [10] Market Data and Key Metrics Changes - The company experienced a reduction in brokered deposits by $602 million while increasing core deposits by $692 million during 2025 [11] - The concentration ratio for commercial real estate (CRE) loans to total risk-based capital and reserves declined to 322% [9] - The acquisition, development, and construction (ADC) concentration ratio decreased to 88% [9] Company Strategy and Development Direction - The company is transitioning from remediation to execution, focusing on consistent performance and improving returns [4][14] - There is an emphasis on reducing concentration risk and enhancing the quality of the balance sheet to support sustainable earnings [4] - The company aims to expand pre-provision net revenue in 2026, despite a smaller average balance sheet, prioritizing shareholder returns and profitability [12] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the company's direction, highlighting improved asset quality and a stronger foundation [14] - The expectation is for average deposits, loans, and earning assets to decline year-over-year, reflecting deliberate balance sheet repositioning rather than operational pressure [12] - Management is cautious about capital management and will consider changes only after observing continued positive trends over multiple quarters [28] Other Important Information - The company has $4.7 billion in available liquidity, maintaining 2x coverage of uninsured deposits [11] - The company is actively hiring producers in the commercial and industrial (C&I) sector to support growth [72] Q&A Session Summary Question: Can you provide more details on the asset dispositions and the expected timing? - The company has $90.7 million of loans held for sale, with two-thirds scheduled for resolution in the first quarter [19] Question: What is the potential for further moves into held-for-sale loans? - There could be situations where selling loans is deemed the best strategy, but the pace is not expected to match 2025 [21] Question: What trends are being observed in the multifamily sector? - There are signs of stabilization and improvement in multifamily loans, with strong valuations compared to the office market [22] Question: How do you view the current reserves and future provisioning? - The company expects to see a decline in the allowance for credit losses as the criticized classified loan portfolio continues to decrease [35][46] Question: Can you discuss the buyer interest in the secondary market for loans? - Buyer interest is high, with a range of investors involved, including local developers and existing ownership looking to purchase their own debt [37] Question: What is the outlook for loan growth in the C&I sector? - The growth seen in the fourth quarter is not expected to be sustainable at that level, but the C&I platform is expected to continue growing [55] Question: What is the current status of brokered deposits and cash levels? - The company holds $1.56 billion in brokered deposits, with plans to reduce this significantly throughout 2026 [58][60]

Financial Data and Key Metrics Changes - The company reported net income of $7.6 million, or $0.25 per diluted share, compared to a loss of $67.5 million, or $2.22 per share, in the previous quarter [6] - Non-performing loans decreased to $106.8 million, down $12 million from the prior quarter, representing 1.47% of total loans [7] - Total non-performing assets declined by $24 million to $108.9 million, representing 1.04% of total assets, down from 1.23% in the prior quarter [7] - The allowance for credit losses ended the quarter at $159.6 million, or 2.19% of total loans [8] - Tangible common equity to tangible assets is 10.87%, with a Tier 1 leverage ratio of 10.17% and CET1 at 13.83% [10] Business Line Data and Key Metrics Changes - Net interest income grew by $144,000 to $68.3 million, with a net interest margin (NIM) decline of five basis points to 2.38% [9][10] - Non-interest income increased to $12.2 million compared to $2.5 million in the previous quarter, primarily due to non-reoccurring losses and gains from SBIC investments [10] - Non-interest expense rose by $17.9 million to $59.8 million, driven by costs associated with the disposition of held-for-sale loans and valuation adjustments [10] Market Data and Key Metrics Changes - The company experienced a reduction in brokered deposits by $602 million while increasing core deposits by $692 million during 2025 [11] - The CRE concentration ratio declined to 322%, and the ADC concentration ratio decreased to 88% as of year-end [9] Company Strategy and Development Direction - The company is focusing on transitioning from remediation to execution, with an emphasis on consistent performance and improved asset quality [4][14] - The strategy includes reducing loan concentrations and enhancing balance sheet quality to support sustainable earnings [4][14] - The company anticipates a meaningful expansion in net interest margin, forecasting NIM to range between 2.6% and 2.8% for the year [12] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the ability to expand pre-provision net revenue despite a smaller average balance sheet [11][12] - The company is cautious about capital management and will continue to monitor the criticized and classified loan levels before making further decisions [28] - Management noted that while there are signs of improvement, they will remain vigilant in monitoring credit quality and potential risks [33][34] Other Important Information - The company has $4.7 billion in available liquidity, maintaining two-times coverage of uninsured deposits [11] - The company is actively hiring producers in the C&I sector to support growth [72] Q&A Session Summary Question: Can you provide more details on the asset dispositions and expected timing? - The company has $90.7 million of loans held for sale, with two-thirds scheduled for resolution in the first quarter [19] Question: What is the potential for further moves into held-for-sale? - There could be situations where selling loans is the best strategy, but the pace is not expected to match 2025 [21] Question: What trends are being seen in the multifamily sector? - There are signs of stabilization and improvement in multifamily loans, with strong valuations compared to the office market [22] Question: How do you view the current reserves and future provisioning? - The company expects to see a decline in the allowance for credit losses as the criticized classified loan portfolio continues to decline [39] Question: Can you discuss the buyer interest in the secondary market? - Buyer interest is high, with a range of investors looking to purchase loans, including local developers and existing ownership [37] Question: What is the outlook for loan growth in the C&I sector? - The growth seen in the fourth quarter is not expected to be sustainable, but the C&I platform is expected to continue growing [55] Question: What is the current level of brokered deposits and plans for reduction? - The company has $1.56 billion in brokered deposits, with plans to reduce this significantly throughout 2026 [58][60]

Financial Data and Key Metrics Changes - The company reported net income of $7.6 million, or $0.25 per diluted share, compared to a loss of $67.5 million, or $2.22 per share, in the previous quarter [6] - Non-performing loans decreased to $106.8 million, down $12 million from the prior quarter, representing 1.47% of total loans [7] - Total non-performing assets declined by $24 million to $108.9 million, representing 1.04% of total assets, down from 1.23% in the prior quarter [7] - The allowance for credit losses ended the quarter at $159.6 million, or 2.19% of total loans [8] - Tangible common equity to tangible assets is 10.87%, with a Tier 1 leverage ratio of 10.17% and CET1 at 13.83% [10] Business Line Data and Key Metrics Changes - Net interest income grew by $144,000 to $68.3 million, with a net interest margin (NIM) decline of five basis points to 2.38% [9] - Non-interest income increased to $12.2 million compared to $2.5 million in the previous quarter, primarily due to non-reoccurring losses and gains from SBIC investments [10] - Non-interest expense rose by $17.9 million to $59.8 million, driven by costs associated with the disposition of held-for-sale loans and valuation adjustments [10] Market Data and Key Metrics Changes - The company experienced a reduction in brokered deposits by $602 million while increasing core deposits by $692 million during 2025 [11] - The concentration ratio for commercial real estate (CRE) loans to total risk-based capital and reserves declined to 322% [9] - The acquisition, development, and construction (ADC) concentration ratio decreased to 88% as of year-end [9] Company Strategy and Development Direction - The company is transitioning from remediation to execution, focusing on consistent performance and reducing risk concentration [4] - The strategic plan includes improving asset quality and enhancing the balance sheet to support sustainable earnings [4][14] - The company aims to expand pre-provision net revenue in 2026, despite a smaller average balance sheet, prioritizing shareholder returns and profitability [11][12] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the company's direction, highlighting improved asset quality and a stronger foundation [14] - The expectation is for average deposits, loans, and earning assets to decline year-over-year due to deliberate balance sheet repositioning [11] - Management anticipates a meaningful expansion in net interest margin, forecasting NIM to range between 2.6% and 2.8% for the year [12] Other Important Information - The company has $4.7 billion in available liquidity, maintaining two-times coverage of uninsured deposits [11] - The company is actively reducing brokered deposits and expects to continue this trend into 2026 [11] Q&A Session Summary Question: Can you provide more details on the asset dispositions and the expected timing? - The company has $90.7 million of loans held for sale, with two-thirds scheduled for resolution in the first quarter, though it may extend into the second quarter [19] Question: What is the outlook for further moves into held-for-sale loans? - There may be situations where selling loans is the best strategy, but the pace will not match that of 2025 [20] Question: What trends are being observed in the multifamily sector? - There is stabilization and improvement in multifamily loans, with strong valuations compared to the office market [22] Question: How does the company view the provisioning for loan losses moving forward? - The company expects provision expenses to be higher than in 2024 but not at the levels seen in 2025, with a focus on the criticized classified portfolio [36] Question: What is the current status of brokered deposits and cash levels? - The company holds $1.56 billion in brokered deposits, with plans to reduce this significantly throughout 2026 [56]

Financial Highlights - Total assets reached $10.5 billion[13] - Total loans amounted to $7.3 billion[13] - Total deposits totaled $9.1 billion[13] - Tangible common equity stood at $1.1 billion[13] - Market capitalization was $683 million as of January 20, 2026[14] Capital & Liquidity - CET1 Ratio was 13.83%[19] - Tangible Common Equity / Tangible Assets was 10.87%[19] - Available liquidity covered uninsured deposits by 199%, with $4.7 billion in combined on-balance sheet liquidity and available borrowing capacity against $2.4 billion in uninsured deposits[19, 59] Income Statement - Net interest income increased by $0.1 million quarter over quarter[44] - Provision for credit losses decreased to $15.5 million, compared to $113.2 million for the prior quarter[49] - Noninterest income increased by $9.7 million[50] 2026 Outlook - Average deposits are projected to decrease by 4-7%[53] - Average loans are expected to decrease by 4-6%[53] - Net interest margin is forecasted to be between 2.60% - 2.80%[53]

Core Insights - Eagle Bancorp (EGBN) reported $80.5 million in revenue for the quarter ended December 2025, marking a year-over-year increase of 7.5% and a surprise of +9.7% over the Zacks Consensus Estimate of $73.38 million [1] - The earnings per share (EPS) for the same period was $0.25, a decrease from $0.50 a year ago, with an EPS surprise of +308.33% compared to the consensus estimate of -$0.12 [1] Financial Performance Metrics - Net Interest Margin was reported at 2.4%, matching the average estimate from two analysts [4] - The Efficiency Ratio stood at 74.3%, significantly higher than the average estimate of 58.1% based on two analysts [4] - Total noninterest income reached $12.19 million, exceeding the average estimate of $7.11 million from two analysts [4] - Net Interest Income was reported at $68.3 million, surpassing the average estimate of $66.28 million from two analysts [4] Stock Performance - Shares of Eagle Bancorp have returned +7.1% over the past month, in contrast to the Zacks S&P 500 composite's -0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

分组1 - Eagle Bancorp reported quarterly earnings of $0.25 per share, exceeding the Zacks Consensus Estimate of a loss of $0.12 per share, representing an earnings surprise of +308.33% [1] - The company posted revenues of $80.5 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 9.70%, compared to year-ago revenues of $74.86 million [2] - Over the last four quarters, Eagle Bancorp has surpassed consensus EPS estimates just once and topped consensus revenue estimates only once [2] 分组2 - The current consensus EPS estimate for the coming quarter is $0.09 on revenues of $73.29 million, and for the current fiscal year, it is $1.58 on revenues of $303.63 million [7] - The Zacks Industry Rank for Banks - Northeast is currently in the top 34% of over 250 Zacks industries, indicating a favorable outlook for the industry [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact stock performance [5]