Sou Hu Cai Jing·2025-04-24 07:50Core Insights - The article highlights the synergy between consumption upgrades and financial innovation in Heilongjiang, with China Construction Bank (CCB) focusing on consumer goods replacement policies to enhance customer experience through financial support [1] Policy Benefits - CCB's initiatives provide targeted financial benefits, exemplified by a couple in Harbin who saved 900 yuan on a washing and drying machine through state subsidies and additional discounts from CCB [2] - The bank's "Worry-Free Renewal Plan" addresses gaps in state subsidies for non-subsidized products, allowing customers to upgrade their appliances with manageable installment payments [5] Service Empowerment - CCB is enhancing customer service by offering a comprehensive experience in 3C digital product stores, including policy interpretation, old device valuation, and installment processing [6] - The bank's approach is designed to create a seamless and supportive environment for consumers, as demonstrated by a tech enthusiast who benefited from a significant discount on a new foldable phone [6] Future Vision - CCB aims to continue focusing on enhancing the quality of life for consumers by developing a diverse consumption ecosystem that unlocks further consumption potential [7] - The bank's initiatives are contributing to a broader narrative of consumption upgrades in Heilongjiang, reflecting a commitment to improving the living standards of local residents [7]