USCB Financial (US:USCB) ZACKSยท2025-04-24 22:50Group 1: Earnings Performance - USCB Financial Holdings, Inc. reported quarterly earnings of $0.38 per share, matching the Zacks Consensus Estimate and showing an increase from $0.23 per share a year ago [1] - The company had a previous expectation of $0.37 per share but reported $0.34, resulting in a surprise of -8.11% [1] - Over the last four quarters, USCB has surpassed consensus EPS estimates two times [1] Group 2: Revenue Performance - For the quarter ended March 2025, USCB Financial posted revenues of $22.83 million, missing the Zacks Consensus Estimate by 0.92% and increasing from $17.62 million year-over-year [2] - The company has topped consensus revenue estimates three times over the last four quarters [2] Group 3: Stock Performance and Outlook - USCB Financial shares have increased by approximately 2.1% since the beginning of the year, contrasting with the S&P 500's decline of -8.6% [3] - The future performance of the stock will depend on management's commentary during the earnings call and the company's earnings outlook [4][6] - The current consensus EPS estimate for the upcoming quarter is $0.39 on revenues of $23.8 million, and for the current fiscal year, it is $1.58 on revenues of $96.44 million [7] Group 4: Industry Context - The Banks - Southeast industry, to which USCB Financial belongs, is currently in the top 25% of over 250 Zacks industries, indicating a favorable outlook [8] - Research indicates that the top 50% of Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1 [8]