兴业银行青岛分行获评2024年度青岛市金融机构服务乡村振兴考核评估优秀等次

Core Viewpoint - The Industrial Bank Qingdao Branch has been recognized as "Excellent" in the evaluation of financial institutions serving rural revitalization for five consecutive years, highlighting its commitment to supporting rural development through innovative financial services [1][2]. Group 1: Financial Services for Rural Revitalization - The Industrial Bank Qingdao Branch has established a "Financial Commissioner" mechanism to enhance financial services for rural revitalization, focusing on agricultural industrialization and supporting farmers through innovative financial products [1]. - The bank has successfully implemented the first collective land use rights mortgage loan and the first homestead use rights mortgage loan in Qingdao, facilitating financial access for agricultural cooperatives and farmers [1]. - To address the high financing costs for agriculture, the bank has adopted policies to reduce fees and provide loan interest rate discounts, ensuring tangible benefits for agricultural clients [1]. Group 2: Digital Transformation and Innovation - The bank is accelerating its digital transformation to enhance rural revitalization efforts, utilizing financial technology to solve financing challenges for agricultural enterprises [2]. - It has implemented satellite remote sensing applications for crop monitoring, improving asset evaluation and risk warning efficiency for agricultural businesses [2]. - The bank has developed a "Smart Agricultural Market System" tailored for agricultural wholesale markets, promoting digital management and standardization [2]. Group 3: Commitment to Agricultural Loans - As of March 2025, the Industrial Bank Qingdao Branch has issued over 12 billion yuan in agricultural loans, demonstrating its focus on supporting regional agricultural development [2]. - The bank aims to continue optimizing financial resource allocation and exploring new financial service models to support comprehensive rural revitalization [2].