UBS: Choose Your Instrument

Group 1 - The article emphasizes the importance of the design of financial instruments, such as bonds, stocks, and futures, and how this design influences their usage [1] - Tim Worstall is identified as a wholesaler of rare earth metals and an expert in scandium, contributing to various media outlets [1] Group 2 - The article does not provide any specific company or industry analysis, focusing instead on the author's background and opinions [2]