Core Viewpoint - Gansu Bank reported a decline in both operating income and net profit for the year 2024, marking a significant downturn compared to previous years [1][2][3]. Financial Performance - In 2024, Gansu Bank's operating income was 5.954 billion RMB, a decrease of 10.7% year-on-year [2]. - The net profit attributable to shareholders was 582 million RMB, down 9.65% compared to 2023 [2][5]. - The bank's operating income reached a five-year low in 2024, with previous years' figures being 6.493 billion RMB (2020), 6.665 billion RMB (2021), 6.527 billion RMB (2022), and 6.278 billion RMB (2023) [3]. Profitability Trends - From 2020 to 2023, Gansu Bank's net profit growth rates were 9.63%, 2.24%, 5.39%, and 7.17%, respectively. The 2024 net profit decline represents the first drop in five years [6]. Asset and Loan Metrics - As of the end of 2024, Gansu Bank's total assets amounted to 414.708 billion RMB, reflecting a year-on-year increase of 6.7% [6]. - The total amount of customer loans and advances was 231.414 billion RMB, up 3.8% year-on-year [6]. - The non-performing loan ratio stood at 1.93%, a decrease of 0.07% from the end of 2023 [6]. - Customer deposits totaled 321.379 billion RMB, marking an 8.7% increase year-on-year [6]. Employee Statistics - As of December 31, 2024, Gansu Bank employed 4,595 staff, an increase of 90 employees from the end of 2023 [7]. Executive Compensation - In 2024, the chairman Liu Qing received a salary of 886,000 RMB, while the president Wang Xizhen earned 737,000 RMB, with Wang's salary increasing by 11.16% [9][10].
甘肃银行净利近五年首现下滑，董事长刘青降薪、行长王锡真涨薪