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AI理财“卷”出新花样!拍实物识投资机会,实测如何?

Core Viewpoint - Tencent's financial service platform, WeChat Wealth Management, has launched an AI image recognition feature called DeepSeek, which aims to identify investment opportunities through images of products and financial data [2][3]. Group 1: AI Functionality and Applications - The AI assistant can analyze images uploaded by users, such as financial charts or product photos, and provide insights on stock prices, industry performance, and related suppliers [2][7]. - A practical test showed that when a user uploaded a photo of a mineral water bottle, the AI provided stock information and related funds, although the relevance of the suggested funds was low [9][10]. - The AI assistant also generated market overviews and investment suggestions for commodities like gold, indicating its capability to analyze various financial instruments [3][7]. Group 2: Industry Adoption and Deployment - Over 30 securities and fund companies have completed the localization of DeepSeek, with many using it primarily to empower their employees rather than directly serving investors [2][11]. - Major fund companies, including E Fund and Huatai-PineBridge, have also integrated DeepSeek into their operations, but the focus remains on internal applications rather than public-facing services [11][12]. Group 3: Challenges and Limitations - Despite the advancements, the AI's investment advice is often seen as lacking depth and may not provide substantial value due to its inability to access specialized financial data [16][18]. - Regulatory compliance is a significant concern for licensed financial institutions, which may limit their ability to offer AI-driven investment advice directly to consumers [18][19].