精准“画像” 破解科技企业融资难题（财经故事）

Group 1 - The core viewpoint of the articles highlights the successful application of AI technology in various sectors, particularly in enhancing efficiency in food pricing and weighing systems [1][2] - Shifang Technology, a national high-tech enterprise, has developed an AI-based weighing and pricing system that is now widely used in supermarkets and cafeterias, significantly improving transaction efficiency [1] - The company faced challenges in funding for technology development, which were alleviated by a 5 million yuan loan from Agricultural Bank of China, enabling them to upgrade their AI model [1][2] Group 2 - The rapid financing process was facilitated by the Agricultural Bank of China's innovative use of big data to create a smart evaluation model, allowing for a multidimensional assessment of enterprises' innovation capabilities [2] - The bank's "Smart Technology Loan" program addresses the difficulties faced by tech companies in securing loans due to lack of collateral, thus broadening financing channels and accelerating technology transfer [2][3] - As of March 2023, the Agricultural Bank of China had provided loans exceeding 980 billion yuan to over 360,000 private enterprises, demonstrating a strong commitment to supporting the private economy [3]