NJBK(SH:601009) Xin Hua Cai Jing·2025-04-28 09:19Core Viewpoint - Nanjing Bank has demonstrated a positive operational trend with key performance indicators showing a "double U-shaped curve" since the first quarter of last year, indicating sustained growth and stability [2] Financial Performance - As of the end of 2024, Nanjing Bank's total assets exceeded 2.59 trillion yuan, a year-on-year increase of 13.25% - The bank's liabilities surpassed 2.39 trillion yuan, growing by 13.41% compared to the previous year - Operating income reached 50.273 billion yuan, reflecting an 11.32% year-on-year growth, leading among trillion-yuan listed banks - The net profit attributable to shareholders was 20.177 billion yuan, up 9.05% year-on-year, maintaining a high growth rate - In the first quarter of this year, total assets grew by 6.71% from the beginning of the year to 2.76 trillion yuan, with deposits and loans increasing by 10.77% and 7.14%, respectively - The first quarter operating income was 14.19 billion yuan, a year-on-year increase of 6.53% [2][3] Strategic Outlook - Nanjing Bank's chairman indicated that revenue and net profit for 2024 are better than market expectations, with growth rates improving each quarter - The bank's reform framework, termed '1+10+N', encompasses various areas including organizational structure, talent development, budget assessment, process reengineering, risk control upgrades, and technology empowerment - The bank aims to enhance strategic execution and expand growth opportunities by optimizing its business layout - In 2025, Nanjing Bank will focus on five key areas: technology innovation banking, investment banking, wealth management banking, transaction banking, and digital banking, to improve organizational structure and business models, thereby enhancing profitability and promoting balanced development across all business segments [3]