安徽公布2025年居民养老保险记账利率，本金3万能产生多少利息？

Core Viewpoint - The announcement of the 2025 personal pension account interest rate for urban and rural residents in Anhui Province is a positive development for insured individuals, with a rate of 3.59%, representing a significant increase from the previous year [1][3][7] Summary by Relevant Sections - Interest Rate Announcement The personal pension account interest rate for urban and rural residents in Anhui Province for 2025 is set at 3.59% [1]. This rate is determined by each province, as there is no national coordination for the basic pension insurance [1]. - Comparison with Previous Year The 2025 interest rate has increased by 1.13 percentage points compared to 2024, marking a 46% rise, which is beneficial for insured individuals as it will lead to additional interest income [3][7]. - Interest Calculation Example For a resident with a personal account balance of 30,000 yuan at the end of 2024, the interest earned in 2025 would be calculated as 30,000 * 3.59 / 100 = 1,077 yuan. New contributions made in 2025 will also accrue interest based on the months they are held [3]. - Other Provinces' Rates Besides Anhui, Fujian Province has also announced its 2025 personal pension account interest rate at 3.16%, both rates exceeding 3% [4][7]. - Comparison with Bank Rates The announced interest rates for pension accounts surpass the current rates offered by major state-owned banks for fixed deposits, indicating that participating in pension insurance may be a more reliable option for wealth preservation compared to traditional savings [6][7].