ICBC(SH:601398) Zhong Guo Jin Rong Xin Xi Wang·2025-04-29 07:30Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively promoting the integration of inclusive finance with the development of small and micro foreign trade enterprises, addressing financing difficulties and costs, and supporting these enterprises in facing international trade challenges [1][2]. Group 1: Financial Support Initiatives - As of March 2025, ICBC Yulin Branch has issued inclusive loans totaling over 120 million yuan to small and micro foreign trade enterprises, facilitating their international expansion [1]. - The bank has implemented a coordinated work mechanism to support financing for small micro enterprises, promptly addressing their financing needs by deploying marketing teams to visit industrial parks and markets [2]. - ICBC Yulin Branch has introduced innovative financial products such as "Cross-border Loan," "New Generation Business Quick Loan," and "Regional E-Loan" to meet the diverse financing needs of enterprises [2]. Group 2: Loan Renewal and Cost Reduction - The bank has effectively communicated loan renewal policies to small micro foreign trade enterprises, ensuring that businesses facing operational difficulties are not subject to loan withdrawals or reductions [3]. - ICBC Yulin Branch has provided maximum interest rate discounts for struggling small micro enterprises, thereby reducing their financing costs and ensuring continuous financial support [3]. - The bank strictly adheres to service fee regulations to prevent any disguised increase in financing costs, helping enterprises alleviate their financial burdens [3].