深圳九部门联合发布18条举措，将打造“数字中国”深圳样板

Core Viewpoint - Shenzhen aims to establish a model for "Digital China" by leveraging its advantages in fintech and technology innovation, as outlined in the recent implementation opinions issued by multiple regulatory bodies [1][2]. Group 1: Digital Financial Transformation - The implementation opinions emphasize accelerating the digital transformation of financial institutions to enhance their innovative capabilities in digital technology [2]. - Shenzhen has developed an ecosystem for digital transformation characterized by "institutional leadership + scenario innovation + technology output" [2]. - Financial institutions are encouraged to establish a coordinated mechanism led by top management to enhance resource allocation and task supervision [2]. Group 2: Financial Innovation and Services - The opinions highlight the need to utilize digital technologies such as AI, big data, and cloud computing to improve the quality and efficiency of financial services [2]. - Specific financial products like "Tengfei Loan," "Carbon Reduction Loan," and "Cross-Border Loan" have been introduced to support various sectors, with significant loan amounts already disbursed [3]. - Financial institutions are encouraged to explore innovative services based on data assets and develop standardized green bonds and insurance products [3]. Group 3: Digital Financial Application Scenarios - The implementation opinions stress the importance of creating distinctive digital financial application scenarios in Shenzhen, particularly in areas like digital currency and cross-border payments [4][5]. - Initiatives include promoting the use of digital RMB in public services and supply chain finance, as well as enhancing cross-border payment systems [4][5]. - The integration of credit information across various sectors is also prioritized to improve the efficiency of financial services [5]. Group 4: Regulatory Framework and Governance - The opinions call for enhancing the digital governance framework for financial services, focusing on the implementation of innovative regulatory tools [5]. - Collaboration within the Guangdong-Hong Kong-Macao Greater Bay Area is emphasized to improve regulatory digitalization and risk prevention [5]. - Financial institutions are urged to establish comprehensive data governance systems to safeguard data privacy and security [5].