想要在悉尼买独立屋,从事这些职业几乎不可能
Sou Hu Cai Jing·2025-04-29 10:49

Core Insights - Sydney's housing prices have surged over the past decade, making it nearly impossible for single wage earners and many high-income couples to save for a home deposit [1] - The challenge of saving for a 20% deposit on the median-priced independent home in Sydney has become a central topic in the election [4] Group 1: Policy Responses - Both major political parties have announced policies to address the issue of home affordability [4] - The Labor Party proposes to expand the policy that allows first-time buyers with less than a 20% deposit to avoid paying Lenders Mortgage Insurance (LMI) [4] Group 2: Financial Data and Challenges - For a single cashier, saving for a 20% deposit is nearly impossible; starting in mid-2015 with a target deposit of AUD 159,925, they would only save AUD 33,178 by December 2024, while the median house price is expected to rise to approximately AUD 1.4 million, requiring a deposit of AUD 283,940, leaving a shortfall of AUD 250,762 [6] - Even a surgeon would need to gather AUD 80,791 for a deposit by December 2024, despite nearly 10 years of savings; other professions like registered nurses, principals, and hairdressers face similar challenges with required deposits of AUD 196,410, AUD 129,131, and AUD 238,361 respectively [6] Group 3: Economic Perspectives - Among 17 couple combinations, only a surgeon and a nurse can save enough for a 20% deposit by December 2024 after 10 years of effort; other combinations, such as a bank employee and a cashier, are far from the target, needing an additional AUD 163,235 [8] - Economist Greg Jericho notes that even with frugal saving, individuals cannot keep pace with rising housing prices, making home ownership a nearly impossible task for average wage earners in Sydney [8] - Eliza Owen from CoreLogic Australia highlights that parental financial support has made housing prices unattainable for ordinary individuals relying solely on savings [8]

想要在悉尼买独立屋,从事这些职业几乎不可能 - Reportify