Core Viewpoint - Zhongyuan Bank has achieved a good start in overall operations since 2025, actively responding to the complex economic and financial environment by promoting differentiated development and implementing various tasks effectively [1] Group 1: Financial Performance - In the first quarter, Zhongyuan Bank's performance indicators exceeded the expected progress, with stable asset quality and steady growth in asset scale [1] - The bank's micro and small enterprise loan balance reached 945 billion yuan, an increase of 4.3 billion yuan from the beginning of the year, with a growth rate higher than that of all loans [2] Group 2: Support for Private Economy - As of the end of 2024, the number of private economic entities in Henan Province reached 10.817 million, accounting for 96% of the total operating entities, contributing over 55% of the province's GDP [2] - Zhongyuan Bank has developed special plans to ensure the implementation of policies supporting the high-quality development of the private economy, focusing on enhancing service coverage and market share [2][3] Group 3: Industry Chain Focus - The bank is focusing on the integration of technological and industrial innovation, with industrial financial loans amounting to 49.7 billion yuan in the first quarter, representing over 70% of new industrial financial loans [4] - The technology financial loan balance reached 82.67 billion yuan, with an increase of 5.62 billion yuan and a growth rate of 7.3% [4] Group 4: Future Plans - In the second quarter, Zhongyuan Bank plans to select eight pilot industry chains and improve pilot branches, utilizing supply chain financial products to enhance the quality and efficiency of key industry and supply chains [5] - The bank aims to maintain its leading position in technology finance by effectively utilizing policy funds and key products such as "specialized, refined, distinctive, and innovative loans" [6]
经营业绩持续向好，中原银行一季度实现“开门红”