Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say

Core Insights - Columbia Financial (CLBK) reported revenue of $58.8 million for the quarter ended March 2025, reflecting an 18.4% increase year-over-year [1] - Earnings per share (EPS) for the quarter was $0.09, up from $0.01 in the same quarter last year [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $58.95 million, resulting in a surprise of -0.26% [1] - The company met the consensus EPS estimate of $0.09, indicating no surprise in EPS [1] Financial Performance Metrics - Net Interest Margin stood at 2.1%, matching the average estimate from two analysts [4] - Average Interest Earning Assets were reported at $9.69 billion, slightly below the average estimate of $9.81 billion [4] - Efficiency Ratio was 74.6%, better than the estimated 75.7% by two analysts [4] - Total Non-Interest Income was $8.47 million, below the estimated $8.76 million [4] - Net Interest Income reached $50.33 million, exceeding the average estimate of $49.95 million [4] Stock Performance - Columbia Financial's shares have returned -5.6% over the past month, compared to a -0.2% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]