Core Viewpoint - Columbia Financial (CLBK) has received an upgrade to a Zacks Rank 2 (Buy) due to an upward trend in earnings estimates, which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Performance - The Zacks rating system is based solely on a company's changing earnings picture, with the Zacks Consensus Estimate reflecting EPS estimates from sell-side analysts [1][2]. - The correlation between changes in earnings estimates and near-term stock price movements is strong, with institutional investors playing a role in this relationship [4]. Business Outlook - The upgrade indicates a positive outlook for Columbia Financial's earnings, suggesting potential buying pressure and an increase in stock price [3][5]. - For the fiscal year ending December 2025, Columbia Financial is expected to earn $0.50 per share, unchanged from the previous year, but the Zacks Consensus Estimate has increased by 12.5% over the past three months [8]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with a proven track record of Zacks Rank 1 stocks generating an average annual return of +25% since 1988 [7]. - Columbia Financial's upgrade to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, indicating a strong potential for market-beating returns in the near term [10].

Key Points Columbia delivered beats across the board in the quarter. After the regional bank sell-off, shares had been trading at low levels. Columbia's financial metrics don't look great today, but they seem to be improving fast, leading to a potential turnaround. 10 stocks we like better than Columbia Financial › Shares of Columbia Financial (NASDAQ: CLBK) rallied 7.4% on Tuesday as of 12:46 p.m. ET. The small-cap bank held its earnings call last night, handily beating targets. The bank, which ...

Columbia Financial (CLBK) reported $67.25 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 24%. EPS of $0.15 for the same period compares to $0.06 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $65.6 million, representing a surprise of +2.52%. The company delivered an EPS surprise of +15.38%, with the consensus EPS estimate being $0.13.While investors scrutinize revenue and earnings changes year-over-year and how they compare wit ...

Columbia Financial (CLBK) came out with quarterly earnings of $0.15 per share, beating the Zacks Consensus Estimate of $0.13 per share. This compares to earnings of $0.06 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +15.38%. A quarter ago, it was expected that this company would post earnings of $0.11 per share when it actually produced earnings of $0.12, delivering a surprise of +9.09%.Over the last four quarters, the comp ...

Financial Highlights Results of Operations for the Three Months Ended September 30, 2025 and September 30, 2024 Columbia Financial, Inc. Announces Financial Results for the Third Quarter Ended September 30, 2025 Fair Lawn, New Jersey (October 20, 2025): Columbia Financial, Inc. (the "Company") (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank ("Columbia"), reported net income of $14.9 million, or $0.15 per basic and diluted share, for the quarter ended September 30, 2025, as compared to $6.2 mi ...

Core Insights - Columbia Financial, Inc. reported a significant increase in net income for the quarter ended September 30, 2025, reaching $14.9 million, compared to $6.2 million for the same period in 2024, driven by higher net interest income and reduced credit loss provisions [1][5][15] - For the nine months ended September 30, 2025, net income was $36.1 million, a substantial increase from $9.6 million in the same period of 2024, reflecting similar drivers as the quarterly results [2][15] Financial Performance - Net interest income for the quarter was $57.4 million, an increase of $12.1 million or 26.7% from $45.3 million in the prior year [6][10] - The provision for credit losses decreased to $2.3 million, down 42.9% from $4.1 million in the same quarter of 2024 [11] - Non-interest income rose to $9.9 million, a 9.9% increase from $9.0 million in the prior year [12] - Non-interest expense increased to $45.1 million, up 5.3% from $42.8 million in the same quarter of 2024 [13] Balance Sheet Highlights - Total assets increased by $380.3 million, or 3.6%, to $10.9 billion as of September 30, 2025 [26] - Loans receivable, net, rose by $349.9 million, or 4.5%, to $8.2 billion [29] - Total liabilities increased by $319.8 million, or 3.4%, to $9.7 billion [30] - Total stockholders' equity increased by $60.6 million, or 5.6%, to $1.1 billion [31] Asset Quality - Non-performing loans totaled $32.5 million, or 0.40% of total gross loans, an increase from $21.7 million, or 0.28%, at the end of 2024 [33] - The allowance for credit losses on loans increased to $65.7 million, or 0.80% of total gross loans [35] Strategic Initiatives - The company resumed its share repurchase program in September 2025, authorizing the repurchase of 1,800,000 shares [7] - Management emphasized the strength of core customer relationships and the local economy as key factors in the company's growth strategy [3]

FAIR LAWN, N.J., Sept. 08, 2025 (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (Nasdaq: CLBK) (the “Company”), the holding company for Columbia Bank, today announced that the Company’s Board of Directors has authorized a new stock repurchase program to acquire up to 1,800,000 shares, or approximately 1.7%, of the Company's currently issued and outstanding common stock. The stock repurchase program was adopted following the receipt of a notice of non-objection from the Federal Reserve Bank of Philadelphia. The ...

Core Viewpoint - Columbia Financial (CLBK) is positioned as a strong investment opportunity due to its improving earnings outlook and positive analyst sentiment, which is reflected in rising earnings estimates [1][2]. Earnings Estimate Revisions - The trend in earnings estimate revisions indicates growing analyst optimism, which is expected to positively impact the stock price [2]. - For the current quarter, Columbia Financial is projected to earn $0.13 per share, representing a significant increase of +116.7% from the previous year [6]. - Over the last 30 days, the Zacks Consensus Estimate for the current quarter has risen by 13.04%, with two estimates moving higher and no negative revisions [6]. - For the full year, the earnings estimate is $0.48 per share, reflecting a change of +108.7% from the prior year [7]. - The consensus estimate for the current year has increased by 9.09% over the past month, with two estimates moving higher and no negative revisions [7][8]. Zacks Rank and Performance - Columbia Financial has achieved a Zacks Rank 2 (Buy), indicating favorable conditions for investment based on the positive estimate revisions [9]. - The Zacks Rank system has a strong track record, with Zacks 1 (Strong Buy) stocks averaging an annual return of +25% since 2008 [3]. - Stocks with Zacks Rank 1 and 2 are shown to significantly outperform the S&P 500 [9]. Stock Performance - The stock has gained 9.1% over the past four weeks, driven by solid estimate revisions and positive earnings growth prospects [10].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark one) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-38456 Columbia Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 22-3504946 (State or other jurisdiction of incorporation or organiza ...

For the quarter ended June 2025, Columbia Financial (CLBK) reported revenue of $63.88 million, up 19.9% over the same period last year. EPS came in at $0.12, compared to $0.05 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $61.85 million, representing a surprise of +3.28%. The company delivered an EPS surprise of +9.09%, with the consensus EPS estimate being $0.11.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and ...