买寿险必看！保险公司投资收益率的秘密

Group 1 - The reliability of the 2024 comprehensive investment return rankings for life insurance companies is debated, emphasizing the need for careful comparison [2] - Different scales of companies affect the comparability of investment returns, with larger firms having advantages in asset acquisition and stability, while smaller firms are more flexible but prone to volatility [3] - For instance, Ping An Group has a substantial investment portfolio exceeding 5.73 trillion yuan, with a comprehensive investment return rate of 5.8%, showcasing stability and scale [4] Group 2 - The calculation methods for investment returns vary significantly, leading to potential misinterpretations; for example, Ping An's reported comprehensive investment return rate differs between public rankings and financial reports due to different accounting methods [6][7] - A more straightforward metric for comparing investment performance is the net investment return rate, which reflects stable income sources and is less affected by market fluctuations [8] - Historical data indicates that companies like Ping An, Taibao, and Renbao consistently maintain high net investment return rates [9]