金价高位震荡，机构紧急调整！有银行积存金起购门槛上调幅度接近43%

Core Viewpoint - The recent increase in gold prices has led to banks raising the minimum investment thresholds for gold accumulation, indicating a shift in market dynamics and investor behavior [1][2][3] Group 1: Bank Adjustments - China Merchants Bank (CMB) has raised the minimum investment threshold for gold accounts from 800 RMB to 1000 RMB, marking a 25% increase [1] - This is the fourth increase by CMB in 2023, and it is the largest adjustment to date [2] - Other banks, such as Everbright Bank and Bank of China, have also raised their minimum thresholds, with Everbright Bank increasing it from 700 RMB to 1000 RMB, a nearly 43% rise [2] Group 2: Market Dynamics - The frequent adjustments in investment thresholds are attributed to significant fluctuations in gold prices and regulatory requirements [3] - Analysts predict that gold prices may rise, with Goldman Sachs increasing its 2025 price forecast from $3300 to $3700 per ounce, and UBS estimating a potential price of $3500 per ounce within the next 12 months [3] Group 3: Investment Strategies - Experts suggest that the recent price corrections in gold may provide a buying opportunity for investors, despite the risks associated with short-term volatility [4] - It is recommended that investors limit their gold asset allocation to no more than 20% of their total assets and avoid leveraged operations [4]