金融监管总局宣布八项增量政策：对受关税影响较大市场主体提供精准服务

Core Viewpoint - The Chinese government is set to introduce a comprehensive financial policy package aimed at stabilizing the market and expectations, with a focus on supporting small and private enterprises, as well as enhancing foreign trade development measures [1][3]. Group 1: Financial Stability and Performance - The overall financial operation remains stable, with the capital adequacy ratio of banks and the solvency ratio of insurance companies showing positive trends [3] - The non-performing loan ratio has decreased by approximately 0.1 percentage points year-on-year, while the provision coverage ratio has increased by about 10 percentage points year-on-year [3] - In the first four months, the banking and insurance sectors provided approximately 17 trillion yuan in new financing to the real economy [3] Group 2: Policy Measures and Initiatives - Eight new incremental policies will be introduced, including the acceleration of financing systems compatible with new real estate development models [4] - There will be an expansion of the pilot scope for long-term investments by insurance funds [4] - Regulatory rules will be adjusted to lower the investment risk factors for insurance companies in stock investments [5] - A comprehensive financing policy for small and private enterprises will be launched to enhance coordination in financing efforts [6] - Specific measures will be implemented to support foreign trade development, particularly for entities significantly affected by tariffs [7] - The management regulations for merger loans will be revised and established [8] - The establishment of financial asset investment companies will be expanded to qualified national commercial banks, with increased investment in technology innovation enterprises [8] - High-quality development opinions for technology insurance will be formulated [9]