重磅！央行：5月7日起降息

Group 1 - The People's Bank of China (PBOC) has decided to lower the re-lending rates by 0.25 percentage points effective May 7, 2025, with new rates set at 1.2%, 1.4%, and 1.5% for 3-month, 6-month, and 1-year terms respectively [1] - To encourage local financial institutions to increase credit support for agriculture, small and micro enterprises, and private businesses, the PBOC will increase the re-lending quota for agriculture and small enterprises by 300 billion yuan [1] - The PBOC has merged the re-lending for agriculture and small enterprises into a single category to optimize management and enhance policy effectiveness [1] Group 2 - The PBOC has announced a reduction in personal housing provident fund loan rates by 0.25 percentage points, effective May 8, 2025, with new rates set at 2.1% for loans under 5 years and 2.6% for loans over 5 years for the first home [2] - For second home loans, the rates will be adjusted to not lower than 2.525% for loans under 5 years and 3.075% for loans over 5 years [2]