“千企万户大走访”行动仍在进行中！小微企业融资需求看这里→

Core Viewpoint - The article highlights the efforts of the Tanzhou Town government to facilitate financing for small and micro enterprises by establishing a direct connection between banks and businesses, responding to national policies aimed at supporting these enterprises [1]. Policy Background - A new financing coordination mechanism for small and micro enterprises will be established starting October 2024, led by the Financial Regulatory Bureau and the National Development and Reform Commission, with local governments and banks collaborating to ensure credit funds reach grassroots enterprises quickly [1]. - The "Yue Xin Fu" platform is introduced as a provincial credit platform designed to enhance the ability of financial institutions to serve small and micro enterprises, thereby improving loan accessibility and reducing financing costs [1]. Application Conditions - The financing coordination mechanism supports small and micro enterprises, individual businesses, farmers' cooperatives, and family farms, which must meet five criteria: compliance with regulations, continuous operation, genuine financing needs, good credit status, and lawful loan purposes [2]. Application Process - Two application modes are available: - Offline Visits: A "Thousand Enterprises, Ten Thousand Households" campaign will be organized to assess the situation of small and micro enterprises, leading to a recommended list for banks to review and decide on credit within one month [3]. - Online Submission: Eligible businesses can fill out their financing needs through the "Yue Xin Fu" platform by scanning a QR code, allowing them to apply from home [3].