宝鸡高新 | “银税互动”破解小微企业融资难题

Core Insights - The article discusses the "Silver-Tax Interaction" initiative aimed at alleviating financing difficulties for small and micro enterprises in Baoji, China [2][4]. Group 1: Initiative Overview - The "Silver-Tax Interaction" method is designed to enhance the convenience, inclusiveness, and creativity of financing solutions for small and micro enterprises [2]. - The initiative is part of the "Spring Breeze Action" to optimize the tax business environment and improve the efficiency of tax-related services [2]. Group 2: Impact on Enterprises - Baoji Yongshengtai Titanium Industry Co., Ltd. successfully secured a loan of 10 million yuan through the "Silver-Tax Interaction" platform, which significantly alleviated its financial pressure and supported its production expansion [4]. - The company faced increased operational pressure due to rising R&D costs and economic conditions, highlighting the importance of the initiative in providing timely financial support [4]. Group 3: Collaborative Mechanisms - The Baoji High-tech Zone Tax Bureau has established a regular collaborative mechanism with multiple banks, converting enterprise tax credit ratings into loan amounts to address financing challenges [6]. - In the first quarter of 2025, the Industrial and Commercial Bank of China provided loans totaling 124 million yuan to 142 small and micro enterprises, demonstrating the effectiveness of the "Silver-Tax Interaction" in facilitating access to finance [6]. Group 4: Future Directions - The Baoji High-tech Zone Tax Bureau plans to continue focusing on the "Spring Breeze Action" and further develop the "Silver-Tax Interaction" services to enhance enterprise vitality and improve the efficiency of business operations [6].