Group 1 - The People's Bank of China has officially lowered the personal housing provident fund loan interest rate by 0.25 percentage points, which is expected to lead to a 0.1 percentage point decrease in the Loan Prime Rate (LPR) [1] - In a property project in Beijing's Daxing District, a potential buyer calculated that the interest savings from the rate cut could amount to over 75,000 yuan for a loan of approximately 5.13 million yuan [3][5] - The new housing project is classified as a low-energy consumption three-star green building, allowing for an increase in loan limits by 400,000 yuan when using provident fund loans [8] Group 2 - Beijing has introduced support policies for purchasing renovated old residential areas, extending loan terms and covering over 1.1 million old housing units [10] - As of the end of March, Beijing has issued 7,469 provident fund loans to support the renovation of old residential areas and 9,474 loans for green buildings [10] - The Beijing Housing Provident Fund Management Center will implement the new policy rates for existing loans starting January 1, 2026, and will focus on the execution of existing policies and the introduction of new ones [12]
公积金新政落地！购房成本降低，绿色建筑贷款额度上浮40万元→
Sou Hu Cai Jing·2025-05-09 09:46