Stripe重磅发布多项新功能，加速AI应用落地

Core Insights - Stripe has launched several new products aimed at helping businesses leverage AI for accelerated growth, serving a significant portion of Fortune 100 and Forbes AI 50 companies [1][4] - The company processed a total payment volume of $1.4 trillion last year, representing a 38% increase from 2023, accounting for approximately 1.3% of global GDP [1] - Stripe's revenue growth rate for businesses using its services is seven times that of S&P 500 companies [1] Group 1: AI Investment and Capabilities - Stripe introduced the world's first AI foundational model specifically for payments, trained on hundreds of billions of transactions, capable of identifying subtle payment signals that traditional models miss [2] - The new AI model has significantly improved fraud prevention, reducing the occurrence of "card testing" attacks by 80% over two years and enhancing detection rates for complex attacks by 64% almost overnight [2][5] Group 2: Multi-Currency Management - Stripe now allows businesses to hold and manage multiple currency balances within their existing accounts, initially supporting USD, EUR, and GBP, which helps avoid unnecessary cross-border transfer fees [3] - This feature enables companies to accept payments in local currencies, maintain balances, and issue virtual or physical cards without incurring foreign exchange costs [3] Group 3: Partnerships with Leading Enterprises - Stripe collaborates with half of the Fortune 100 companies, including Nvidia, which successfully migrated 25 million subscriptions to Stripe Billing in just six weeks [4] - PepsiCo is expanding its partnership with Stripe to modernize payment processes for small businesses, moving from paper checks to online payment systems [4] Group 4: New Features and Platform Upgrades - Stripe has launched over 60 new features, including support for 25 additional payment methods, bringing the total to over 125 [6] - The company introduced Managed Payments to help businesses manage global tax, fraud prevention, and compliance, and Smart Disputes to enhance chargeback success rates by 13% [6] - Stripe Tax has expanded its coverage from 57 to 102 countries, automating the entire tax lifecycle management [6]