多方合力 夯实"保险+期货"业务根基
Qi Huo Ri Bao·2025-05-09 16:04

Core Insights - The "insurance + futures" model has achieved significant results, characterized by high insured value, broad coverage, effective compensation, strong policy support, and diverse innovative models [1][2] Group 1: Development and Impact - The "insurance + futures" model has been implemented across 31 provinces, covering nearly 1.9 million tons of commodities and over 32 million acres of planting area [2] - The model aims to alleviate farmers' concerns regarding pricing, selling, and financing, providing comprehensive risk protection throughout the agricultural supply chain [2][3] Group 2: Key Initiatives and Innovations - The Dalian Commodity Exchange launched the "Yinqi Bao" soybean planting and harvesting project, focusing on addressing farmers' challenges in obtaining loans during spring and selling grain during harvest [2] - The project integrates futures pricing into the entire agricultural production process, ensuring a seamless connection between grain orders, agricultural loans, income insurance, and post-sale pricing [2] Group 3: Roles of Market Participants - Futures trading institutions play a crucial role in promoting the "insurance + futures" model, emphasizing the need for insurance companies to enhance product design and diversify offerings [3] - There is a call for increased awareness and participation in the "insurance + futures" business, particularly in agricultural regions with significant growth potential [3] Group 4: Innovation and Collaboration - The China Siyuan Engineering Foundation has introduced a public welfare model within the "insurance + futures + N" framework, aiming to leverage knowledge and resources from students to promote the model [4]