ETF快速审批时代来了！指数基金怎么选？避开两个坑是关键

Group 1 - The core viewpoint of the article emphasizes the importance of understanding fund selection rules and market timing to avoid significant investment losses [1][3][4] - The China Securities Regulatory Commission (CSRC) is promoting reforms in public funds, encouraging the development of "low-volatility" products and faster registration for index funds, such as ETFs [1][6] - Historical performance data shows a stark contrast in annualized returns between different indices, highlighting the potential impact of fund selection on long-term investment outcomes [1] Group 2 - The first pitfall in fund selection is not understanding the fund's rules, which can lead to poor investment decisions, such as buying high and selling low [3][4] - The second pitfall involves purchasing funds at high prices during market peaks, which can result in significant losses, especially if the investor follows market trends without considering valuations [4][6] - Recommendations for fund selection include focusing on funds with rules favoring low valuations and high dividends, buying during low market valuations, and cautiously testing new funds with reliable rules [6]