“真金白银”纾困、“政策+市场”防控……外贸企业手握“定心丸”放开手脚拓市场

Core Viewpoint - China's foreign trade maintained a stable growth trend in the first four months of 2025, with a total import and export value of 14.14 trillion yuan, a year-on-year increase of 2.4% [1] Group 1: Financial Innovations for Foreign Trade - Local governments are innovating financial services to support foreign trade enterprises facing order reductions and cash flow difficulties [1] - The "Bian Trade Loan" is a low-interest financial product specifically designed for border trade enterprises, with a maximum credit limit of 10 million yuan per enterprise [2] - The approval process for loans has been significantly simplified, reducing the funding cycle from 1-2 months to within 7 working days [2] Group 2: Support for Small and Micro Enterprises - In Jiangsu, financial regulatory authorities have identified 76 financial products for foreign trade enterprises to ensure continuous lending [6] - The China Export-Import Bank issued 15 billion yuan in risk-sharing loans to small foreign trade enterprises in the first four months of 2025, with a 10% increase in balance compared to the beginning of the year [17] - Local financial institutions are collaborating to provide tailored financial solutions for small and micro foreign trade enterprises facing order shrinkage and tight cash flow [15][17] Group 3: Export Credit Insurance - Export credit insurance has been integrated into the mechanism for stabilizing foreign trade, helping enterprises mitigate risks associated with international trade [18] - Local governments and China Export Credit Insurance are creating a dual-driven risk prevention network to cover core issues such as buyer defaults and political risks [20] - Export credit insurance covers the entire trade chain, allowing enterprises to focus on market expansion without worrying about uncontrollable risks [21]