Sou Hu Cai Jing·2025-05-13 02:51Core Insights - China Pacific Life Insurance Co., Ltd. reported that the top five products accounted for nearly 26% of total premium income for the year 2024, with significant contributions from traditional life insurance products [1][2]. Premium Income Summary - The top five products by premium income for 2024 are: 1. Chang Xiang Ban (Chuan Shi Version) Whole Life Insurance: RMB 17.769 billion, 7.44% of total premium income 2. Chang Xiang Ban (Sheng Shi Version) Whole Life Insurance: RMB 14.236 billion, 5.96% 3. Jin You Ren Sheng Whole Life Insurance (Dividend Type) A Version (2014): RMB 12.256 billion, 5.13% 4. Chang Xiang Ban (Qing Dian Version): RMB 9.770 billion, 4.09% 5. Xin Xiang Ban 2.0 Whole Life Insurance: RMB 8.056 billion, 3.37% [1][2]. New Contributions from Policyholder Savings and Investment - The top three products for new contributions from policyholder savings and investment are: 1. Chuan Shi Qing Dian Whole Life Insurance (Universal Type): RMB 4.311 billion, 19.33% of total new contributions 2. Chuan Shi Ying Jia Whole Life Insurance (Universal Type): RMB 3.150 billion, 14.12% 3. Additional Wealth Manager Annuity Insurance (Universal Type) (2013 Version): RMB 3.138 billion, 14.07% [3]. Surrender Amounts and Rates - The top three products by surrender amounts are: 1. Tai Ping Sheng Shi - Chang Tai An Kang B Version (9906): RMB 742.16 million, 1.4% surrender rate 2. Additional Wealth Manager Annuity Insurance (Universal Type) (2013 Version): RMB 621.95 million, 2.1% 3. Zhong Heng B Group Pension Annuity Insurance (Universal Type): RMB 595.16 million, 5.6% [4][5]. Comprehensive Surrender Rates - The products with the highest comprehensive surrender rates are: 1. Tai Bao Jin Sheng Wu You (Children's Version) Major Illness Insurance: 21.7% surrender rate 2. Tai Bao Chuan Shi Guan Jia (2023 Version) Whole Life Insurance (Universal Type): 8.4% 3. Tai Bao Additional Xin Wu You Whole Insurance: 6.2% [6][7].